Tip Calculator

Compute the tip on a bill, the grand total, and the per-person share for a group.

Reviewed & updated:
$
%
Result breakdownBill: 50 (84.7%); Tip: 9 (15.3%)
Total
$59.00
Bill$50.00
Tip$9.00
Per person$29.50

Results are estimates for general information only and are not professional financial, medical, tax, or legal advice. Read the full disclaimer.

$84.60 bill + 20% tip split four ways lands at $25.38 per diner — clean math, no argument.

How U.S. restaurant tipping works

In the United States, restaurant servers, bartenders, hotel staff, taxi drivers, and delivery workers earn a significant share — often the majority — of their income from tips. Under the Fair Labor Standards Act, employers can pay tipped workers as little as $2.13 per hour federally (many states set higher tipped minimum wages), as long as tips bring total compensation up to the regular minimum wage. That legal structure is why a 15%–20% tip is considered standard rather than optional.

The math is trivial — the etiquette is not

The formula: Tip = Bill × Rate. Total: Total = Bill × (1 + Rate). Per person: Total ÷ People. What varies is the base you tip on — subtotal or total-with-tax — and how much rounding you do. Convention is to tip on the pre-tax subtotal, but in practice most diners tip on the whole check to avoid the mental math. On an 8% sales tax bill the difference is under half a percent.

Worked example

Four diners split an $84.60 restaurant bill and want to leave 20%. Tip = $84.60 × 0.20 = $16.92. Total = $101.52. Per person = 101.52 ÷ 4 = $25.38. Rounding up to $26 per person adds a small buffer for the server and keeps everyone's math simple.

What's expected in the U.S. today

ServiceStandardGreat serviceNotes
Sit-down restaurant18%–20%22%–25%On subtotal; more for large parties
Counter service / coffee shop0%–15%15%–20%Tip if seated or personal service
Food delivery10%–20%20%–25%Minimum $2–$5, more for bad weather
Taxi / rideshare10%–15%15%–20%Round up for short rides
Bartender$1–$2 per drink or 15%–20%20%+Higher for complex cocktails
Hotel housekeeping$3–$5 per night$5–$10Left daily, not at checkout
Hair salon / spa15%–20%20%+Tip the person who did the work
Standard U.S. tip percentages by service (2026 norms)

Automatic gratuity and 'service charge'

Restaurants often add an automatic 18%–20% gratuity for groups of six or more — check the itemized bill. When it's already applied, an additional tip is only for exceptional service. Newer 'service charge' or 'kitchen fee' line items are trickier: they may or may not go to the staff. The IRS distinguishes tips from service charges for tax purposes, and if the charge isn't distributed to staff it's essentially a menu-price increase in disguise. Tip on top if the check says 'service charge' but the server confirms it doesn't reach them.

Tipping outside the United States

  • Europe: 5%–10% is generous in most countries — servers are paid a full wage. France, Italy, and Spain often include 'service compris'; check the bill.
  • UK & Ireland: 10%–12.5% is common; discretionary and often already added as a 'service charge'.
  • Japan: no tipping; leaving change can be considered rude.
  • China & most of Southeast Asia: not customary in local restaurants; 5%–10% at high-end / tourist venues.
  • Middle East: 10%–15% is expected in restaurants; small tips for hotel and taxi staff.

Quick mental math tricks

  1. 10% is one decimal shift left. $84.60 → $8.46.
  2. 20% is 10% doubled. $8.46 × 2 = $16.92.
  3. 15% is 10% + half of 10%. $8.46 + $4.23 = $12.69.
  4. 18% is 20% minus 10% of the 20%. $16.92 − $1.69 = $15.23.
  5. To split evenly, divide before rounding — rounding first and dividing usually shortchanges the server.

How to use this tip calculator

  1. Enter the bill total (pre-tax subtotal is the etiquette-preferred base).
  2. Choose a tip percentage — 18%–20% is standard for sit-down U.S. dining.
  3. Enter the number of people splitting the bill.
  4. Read the tip amount, grand total, and per-person share.
  5. Toggle 'round up per person' when you want each person's share to land on a whole dollar.

Use the percentage calculator for any custom rate or discount, the salary calculator if you're on the receiving end of tips and want to project annual income, and the income tax calculator — tipped income is fully taxable and must be reported to the IRS.

Glossary

Gratuity
A voluntary payment made to a service worker in addition to the bill.
Tipped minimum wage
Reduced federal minimum wage ($2.13/hr) for workers who regularly receive tips, provided tips make up the gap.
Auto-gratuity
A fixed tip percentage automatically added by the venue, common for large parties.
Service charge
A restaurant-imposed fee that may or may not be paid to staff — legally distinct from a tip.
Tronc
A pooled tip fund shared among staff, common in UK/European hospitality.

How it works

Tip = bill · rate. Total = bill + tip. Per person = total / people.

Example

$50 bill, 18% tip, 2 people → tip $9.00, total $59.00, $29.50 each.

Frequently asked questions

What's a standard tip?
In the US, 15–20% for sit-down service is typical; 18% is a common default.
Should I tip on pre-tax or post-tax?
Either is accepted; most people tip on the pre-tax subtotal.
Do I tip on takeout?
Optional — 10% is a common gesture.
What about groups?
Many restaurants auto-add 18–20% gratuity for parties of 6+.
How much to tip for delivery?
10–20% of the food total, with a $2–$5 minimum. Round up for bad weather, long distances, or large orders.
Should I tip on a 'service charge' line?
If the receipt already lists an automatic service charge that goes to staff, an additional tip is only for exceptional service. If it's a house fee that doesn't reach staff, tip on top.
Is tipping expected outside the U.S.?
It varies widely. Europe expects 5–10%, Japan and much of East Asia expect no tip at all, and the Middle East expects 10–15%. Check local norms before traveling.
Are tips taxable income?
Yes — the IRS treats all tips as fully taxable wages that must be reported by the employee. Servers commonly report to their employer for withholding.

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